The Insurance Company Won't Pay. That's Bad Faith!
Implied in every Florida and Georgia insurance policy is a "duty of good faith and fair dealing." This duty precludes the insurance company from doing anything to deprive an insured person of the benefits and/or protection provided in the policy. Unreasonable conduct by the insurance company in denying or failing to adequately investigate a claim may constitute a violation of the implied duty of good faith and fair dealing. An integral part of an insurance company's duty is to diligently seek out evidence that supports an insured's claim. When an insurance company searches for, or relies solely upon evidence which serves to support a denial of an insured's claim, it holds its own interest above that of its insured and may be deemed to violate the implied promise to deal with its insured fairly and in good faith.
E. Jones & Associates understands and is an expert at these types of issues and can help clients realize the benefits they bargained for when they purchased their insurance protection. Situations in which Insurance Bad Faith can occur vary widely. Insurance Bad Faith may occur in conjunction with auto insurance, health insurance, uninsured/underinsured motorist insurance, life insurance, homeowners insurance, renters insurance, commercial general liability insurance, medical malpractice insurance, and disability insurance.
Insurance Bad Faith behavior includes:
- Failure to investigate a claim in a proper and reasonable manner
- Withholding benefits without cause
- Delaying payment of claims for an unreasonable length of time
- Denying coverage
- Denying payment on claims
- Underpaying claims
- Undervaluing a claim
- Unfairly refusing to settle and/or reimburse claims
- Abusive or unreasonable claims process
- Cancellation of insurance policy unjustly
Attorney Ellaretha Jones spent several years working for the insurance industry. She knows the insurance company's strategies - and she knows how to fight for the little guy against the big insurance companies. She now exclusively represents insureds fighting for the rights their insurance premiums paid for. Don't let the insurance company treat you unfairly. If you have filed a claim and your insurance company refuses to pay, offers you a low, unfair payment, or just makes life a headache with stalling tactics, contact the bad faith insurance lawyers at E. Jones & Associates for a free consultation.
To learn more about these services or for any general inquiries, please contact Ellaretha Jones, Esq. at (404) 525-3080 or ejones@ejoneslaw.com